Finance options
Most popular
Pay in 4
0% interest
Four monthly instalments, nothing extra to pay.
Orders over £99- No interest, no fees
- First payment at checkout
- Soft credit check only
Monthly finance
9.9% APR representative
Fixed payments over 12–48 months.
Orders over £280- Choose your term at checkout
- 10% deposit up front
- Settle early anytime, fee-free
Trade credit
30 days
Interest-free invoicing for account holders.
Approved trade accounts- Buy all month, one invoice
- Pay by BACS or card
- Credit limits from £1,000
How it works
Pick your kit, choose a plan at checkout and get a decision in seconds.
1
Add to basket
Shop as normal — finance options appear automatically at checkout on qualifying orders.
2
Pick your plan
Choose Pay in 4 or monthly finance. A soft credit check gives you a decision in seconds.
3
Get your kit
Your order ships as normal — next day if you order by 8pm. Manage repayments online.
Representative example: cash price £480, deposit £48, total amount of credit £432, 24 monthly payments of £19.88, total amount payable £525.12, representative 9.9% APR. Credit is subject to status and affordability and is available to UK residents aged 18 or over. Constructo Shop acts as a credit broker, not a lender, and offers finance from a panel of lenders. Missing payments could affect your credit rating.
